Our mission?
To guide you effectively through the world of life insurance, taking into account your needs and choices.
To achieve this, we put our expertise and know-how at your service, working with you to design a tailor-made solution adapted to your situation.
In an ever-changing legal, regulatory and economic environment, special care is essential to ensure that you, your family and your business are protected.
Thanks to our partnerships with the most prestigious players in the industry, combined with our understanding of the expectations of a demanding clientele, we are able to offer you the best strategies for preserving and optimizing your assets.
Our unwavering commitment, tried-and-tested expertise and personalized follow-up ensure that you enjoy constant added value throughout our collaboration.
A top-of-the-range investment solution
Luxembourg life insurance is much more than a simple investment: it's a genuine strategy for optimizing your assets, designed to combine profitability, flexibility and financial protection.
Why choose Luxembourg life insurance to optimize your assets?
- Access to personalized financial management: Invest according to your profile with a wide range of products, including international and unlisted assets.
- Wealth Planning: Benefit from an advantageous tax framework tailored to your situation and wealth objectives.
- Flexibility and adaptability: Adjust your strategy in line with economic developments and your financial needs.
- Asset protection: Thanks to the Luxembourg framework, your capital is secure and benefits from rigorous control.
Optimum performance for dynamic management
Whether you're looking to optimize your returns, diversify your portfolio or secure your assets, Luxembourg life insurance offers tailor-made solutions for demanding investors.
The Security Triangle
The Security Triangle is a unique mechanism in Luxembourg that ensures maximum protection for policyholders' assets:
- Separation of assets: Customer funds are segregated from the insurer's own funds.
- Independent custodian bank: Assets are held by a third-party bank under the supervision of the Luxembourg Commissariat aux Assurances.
- Strict control: Regular monitoring ensures that commitments to policyholders are respected.
This system makes Luxembourg the financial center of choice for investors seeking optimum capital protection.
An exceptional solution for passing on your capital
Luxembourg life insurance is much more than a simple savings product. It is the key to optimized wealth transfer, offering flexibility, tax advantages and customized management.
Why choose life insurance in Luxembourg?
- Tax advantages: Benefit from reduced taxation and favorable tax conditions tailored to your situation.
- Freedom of choice of beneficiaries: Pass on your capital without the constraints of the reserved portion of an estate.
- Customized management: Access diversified investment vehicles to maximize the return on your capital.
- Flexibility and accessibility of funds: Make partial surrenders as required, or let your assets grow for your heirs.
- Simplify structuring solutions for generational transfers
- Take into account the personal and professional geographical mobility of families spread over several continents.